Air travel is a usual wish of every individual. The feeling of a first experience is different and one of its kind; be it your first walk, speech, drive or flight. There are certain rules that a passenger needs to adhere to while taking an air journey. One should reach the airport at least an hour before the departure time of the flight where-in certain formalities such as check-in, security check, and boarding. Only a single bag weighing not more than 8 kg is allowed to be carried along with oneself inside the flight as. The excess baggage has to be submitted at the airlines check-in counter.
Travel insurance is as important as any other insurance. Single travel insurance is a total package that covers your entire planned holiday anywhere in the world. The insurance plan normally includes medical emergency and other related expenses. Single travel Insurance also includes cover for personal baggage insurance, travel documents and accident. Each underwriter has a different set of list that it covers under its plan. These days’ people are quite equipped with technology and carry laptops, cameras and other gadgets, which may be covered under the policy.
In case of baggage loss or damage by airlines the airlines follow regulations and pay a certain amount to the traveler. So these factors should be included in Single travel insurance for the safety of the baggage while traveling. For expensive and valuable luggage, “excess valuation” insurance can be used. The Airline does not reimburse the entire amount and have limitations on the percentage of the amount lost to that carried. Some pay back only if the entire luggage is lost. Theft and loss is not only restricted till the ground but can also happen while the flight is on. Baggage can be mistakenly taken by another passenger or may be opened or tampered with and airlines should pay back in such circumstances. Complications in Baggage insurance arise when there is a deviation in the baggage loss coverage and items that will be actually covered. Most of the companies pay less than the Actual Cash Value or ‘purchase price less depreciation’. Loss of goods can be claimed on providing the documents and receipts. Baggage insurance may not cover certain lost of articles that may be fragile or can be contaminated with insects or radioactive chemicals. Baggage loss insurance also comes very handy when one plans to insure a trip against non–refundable cancellation. Baggage Insurance Europe is up to a certain limit and exempts reimbursements on jewelry and electronic gadgets.
Before deciding and closing, one should be very careful that the plan fits into his needs and pocket. Excess valuation is not a very popular term but can be effectively and smartly used by passengers carrying valuable items.